About Friendly Debt Relief

Friendly Debt Relief is a DBA of First Mover, LLC, a California company.

Who runs Friendly Debt Relief

Friendly Debt Relief is built and operated by S. Matthew Scott, who has spent over 15 years in consumer financial services and digital marketing.

Company details

Legal entity
First Mover, LLC
Doing business as
Friendly Debt Relief
Formed
2018, State of California
EIN
83-2617445
Address
2108 N St, Ste C
Sacramento, CA 95816
Operator
S. Matthew Scott
Contact
support@friendlydebtrelief.net | (888) 639-8163

Our compliance posture

We treat compliance as a design principle, not an afterthought. Specific commitments:

  • ✓TrustedForm certification on every consumer touchpoint. Dual certificate chain - one at inquiry, one at provider handoff.
  • ✓Explicit TCPA consent capture. The consumer names the provider they are consenting to contact them.
  • ✓FCRA-compliant soft credit check. When run, the consumer consents in writing on our domain. No impact to credit score. Not visible to lenders.
  • ✓Excluded-state filtering. Applied at the routing layer before any match, not at the provider's intake.
  • ✓No email, SMS, or call to any consumer on a suppression list.
  • ✓No rebrokering. We originate our consumer experience. We do not forward leads from other affiliates.
  • ✓No co-branding without written authorization. Providers in our network are named only when a contractual relationship is in place.

Our philosophy

We tell the truth about debt relief.

Debt settlement is a serious financial decision with real tradeoffs. It typically damages credit during the program. Forgiven debt may create tax liability. Enrollment is not right for every consumer. We will always tell you this before you enroll anywhere.

We respect consumer intent.

When a consumer reaches us, they are usually stressed, sometimes overwhelmed, often embarrassed. We design our process to reduce pressure, not amplify it. No countdown timers. No fake scarcity. No manipulation.

We earn trust through restraint.

We would rather lose a match than push a consumer into a program that is not right for them. The long-term operation depends on consumers and providers trusting that we do not oversell.

Contact

Questions about Friendly Debt Relief, our process, or our compliance posture are welcome.

Email: support@friendlydebtrelief.net
Phone: (888) 639-8163
Mail: First Mover, LLC, 2108 N St, Ste C, Sacramento, CA 95816

We respond to every consumer inquiry within one business day.